Introduction
While traditional banks grow more automated and impersonal, a quiet revolution is happening in Central Pennsylvania. Member 1st, a federal credit union with deep roots in the community, is making waves by returning banking to what it was always meant to be — personal, local, and built on trust.
Founded not to profit off customers, but to serve them, Member 1st is proving that in today’s digital world, human values still matter.
A Member-Owned Institution That Works for You
Unlike banks, which answer to shareholders, Member 1st Federal Credit Union is owned by its members. That means every decision — from loan approvals to branch expansion — is made with the member in mind.
“We’re not here to sell you products. We’re here to help you achieve financial peace of mind,” says one long-time branch manager in Harrisburg.
This shift from profit-first to people-first changes everything.
Services That Serve Real People
Member 1st offers a full range of financial services, including:
- Checking and savings accounts
- Mortgages and auto loans
- Credit cards with low interest
- Retirement and investment services
- Business accounts and lending options
But what sets them apart is how these services are delivered: with integrity, transparency, and no pressure.
Technology That Doesn’t Replace the Human Element
You won’t miss out on convenience here. Member 1st offers:
- A modern mobile app
- Online loan applications
- Digital account management
- ATM access through
